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Auto insurance companies use data from previous claims to make decisions about insurance premiums. Sometimes, they base these decisions on what type of vehicle is most likely to be in an accident. While brands themselves are not necessarily a factor, the type of car can play a role in what you pay. READ MORE >>

The soil around the foundation of your home is critical to maintain. Most people do not think much about it, though. The foundation is like any other surface. The more water runs across it, the more potential damage there is to the structure. Proper soil erosion prevention can help protect your foundation. READ MORE >>

You don’t own the rental property in which you live. You also probably don’t know all your neighbors. Still, you pose liability risks for both others and their properties. That’s even more true if you own a pet. Because of pet risks, you need to ensure that you have appropriate renters insurance in place. READ MORE >>

Auto insurance costs can skyrocket in some situations, including in which a person receives a DUI. Driving under the influence is highly dangerous and life-threatening. While the car insurance aspect is important, it is also important to consider just how worrisome DUI can be. Take a closer look at some key statistics. READ MORE >>

Fires can occur in the kitchen with ease. The stove can catch a towel on fire. You can suffer an electrical fire due to an improperly grounded appliance. Grease build-up on surfaces can cause a significant fire that spreads quickly. In most cases, home insurance can help you recover the losses after such an incident. READ MORE >>

Here in north Texas, our winters can prove extremely unpredictable. Some days might prove mild and balmy. However, the weather might shift dramatically at any moment. Sudden cold fronts, freezing precipitation and high winds can develop suddenly and leave considerable damage. READ MORE >>

In most states, auto insurance is a requirement to operate a motor vehicle. Not having it puts you at risk of receiving a ticket or license suspension. However, there are other consequences to not having car insurance that could cost you even more. If you failed to purchase auto insurance, take into consideration what could happen. READ MORE >>

Your home insurance provider wants to know your roof is safe. The roof protects the entire structure. Likewise, problems with it can mean damage throughout the home. Thus, installing the best roof for your home is important. They can offer a variety of benefits beyond insurance savings. READ MORE >>

You might not think there will come a time when you’ll need both renters and homeowners insurance. You will likely never need these policies on the same property, that’s true. However, times may arise when you need home coverage on one property and renters on another. READ MORE >>

You left a coffee cup on the top of your vehicle. Or, you may feel the need to wedge something too large into the trunk. As you drive, the item falls out. It strikes another driver. There is damage. What happens to you?  Auto insurance may help cover some of these costs. READ MORE >>

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