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Operating a boat means a lot of fun, but it also means a lot of risk. Should an accident strike the vessel, the damage could be severe. Certain accidents may completely destroy the boat, leading to hull loss. If you lose your boat, you might want to replace it. Boat insurance policies cover replacement differently. READ MORE >>

Many people like to rent out rooms or parts of their home for extra cash. While the extra money is nice, there are some concerns as well. Be sure to weigh them carefully, especially if you have a partner. And get on the same page and create a legal contract with your renter to ensure compliance with the law. READ MORE >>

You may not think about it, but rising waters might lead to fire. During times of flooding, your risks of experiencing a structural fire increase. Floods often damage structures, and can compromise the safety of many different appliances. With these damages, there comes a fire risk. READ MORE >>

When you buy a home insurance policy, one of your biggest concerns is likely how the policy will help you clean up after weather events. Many different forms of weather can cause severe damages to your home. Even with today’s meteorological technology, it is still hard to tell exactly how severe weather will affect your home. READ MORE >>

Small startup businesses often have limited budgets and big dreams. Whether you have a product that will change the world or a service that you are passionate about, you need business insurance to protect your investment. Today, there are many policies available to help you to protect your small business. READ MORE >>

A key component of maintaining healthcare coverage is taking good care of yourself in the meantime. You want to use your health insurance to take care of serious issues and routine medical needs. Nonetheless, you shouldn't abuse the financial security blanked health insurance coverage provides by going to the ER for care that is actually routine. READ MORE >>

Life insurance provides your beneficiaries a death benefit in the event of your passing. This means you can protect your family financially if you die. However, there are other serious situations that could jeopardize your family's financial security during your lifetime, particularly if they prevent you from working and bringing home an income. READ MORE >>

Buying an RV can be an exciting opportunity that will provide you with a wide range of benefits. You can use your RV to see the world, visit family and spend more time with the people you care the most about. While the investment in an RV can be substantial, it's important to consider RV insurance coverage as well. READ MORE >>

Flooding can cause thousands of dollars in home repairs and losses to personal property. So it's no surprise that when faced with flood damage, many people wonder how much of those costs their homeowners insurance policy will cover. That answer very well could be zero, as many homeowners insurance policies do not cover floods at all. READ MORE >>

One of the most exciting aspects of owning a home is that you can customize it and make it unique. Beyond enhancing your level of comfort, home renovations also add value to your home, making your assets a bit richer each time you renovate. However, is it your responsibility to inform your home insurance company about a renovation? READ MORE >>

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