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All About Insurance Blog: auto insurance

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Auto insurance companies use data from previous claims to make decisions about insurance premiums. Sometimes, they base these decisions on what type of vehicle is most likely to be in an accident. While brands themselves are not necessarily a factor, the type of car can play a role in what you pay. READ MORE >>

Auto insurance costs can skyrocket in some situations, including in which a person receives a DUI. Driving under the influence is highly dangerous and life-threatening. While the car insurance aspect is important, it is also important to consider just how worrisome DUI can be. Take a closer look at some key statistics. READ MORE >>

In most states, auto insurance is a requirement to operate a motor vehicle. Not having it puts you at risk of receiving a ticket or license suspension. However, there are other consequences to not having car insurance that could cost you even more. If you failed to purchase auto insurance, take into consideration what could happen. READ MORE >>

You left a coffee cup on the top of your vehicle. Or, you may feel the need to wedge something too large into the trunk. As you drive, the item falls out. It strikes another driver. There is damage. What happens to you?  Auto insurance may help cover some of these costs. READ MORE >>

Now that it is May, we’re just around the corner from summer vacation. This is a time of year when a lot of people hit the road and head out of town. You likely will use your car a lot more this summer than you might have in the winter, or even the spring. So, how do you keep your trusted set of wheels safe while on the road? READ MORE >>

It is a very common question. Does your auto insurance policy cover you, the driver, or the car? Does your insurance plan follow you or does it follow the car?  The answer is a bit more complex. The type of policy you have plays the biggest role in this decision. Here is a closer look at some key facts you need to know. READ MORE >>

Older drivers have a higher chance of being in an accident. The Insurance Institute for Highway Safety says that this age group has the second-highest number of fatal crashes based on miles driven, after young drivers. The risks are very evident. How do you keep drivers safe on the road? READ MORE >>

You've just been in an accident and your car is left totaled — which means that it's not repairable or would cost more to repair than the value of the vehicle. You're not seriously injured; but it still may seem like your world is caving in. After all, you need transportation to get to and from work, along with errands and other needs. READ MORE >>

Mexico has some beautiful beaches and vacation hotspots, but it takes some careful consideration before you can rent a car and take a road trip across the border. Depending on the rental company, there may be strict guidelines you must adhere to. Or it may not be allowed at all. READ MORE >>

Dogs and car rides just seem to go together. Most dogs love to jump in the car with their owners to go an adventure (as long as the destination isn't the veterinarian's office). But it's important to be safe when taking your special canine with you in a vehicle. READ MORE >>

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