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All About Insurance Blog: commercial insurance

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Workers Compensation Insurance varies in different states because of local regulations. Some requirements here in Texas, for example, will differ from those in New York or California. Companies of sufficient size are usually required to carry this kind of coverage for their employees. READ MORE >>

Business insurance is a necessity today, often mandatory in certain cases such as if your landlord requires you to purchase insurance. But beyond the minimum requirements, it’s a good idea to purchase a comprehensive policy to protect your business in a variety of circumstances. READ MORE >>

Insuring your business is an important step in securing your financial future; not to mention, it's often required by law and/or the landlord of the building that houses your business. The purpose of insurance is to transfer an affordable risk (non-reimbursable premium payments) to cover an unaffordable risk, such as damages and theft. READ MORE >>

Worker’s Compensation was developed nearly 100 years ago to protect both employees from injury and employers from lawsuits. Every business, whether containing ten or ten thousand employees, has certain hazards that could potentially threaten employees’ well-being. Just one injury can interrupt daily operations. READ MORE >>

Insurance is rarely mentioned when specialists talk about financial management, since they prefer to reiterate the importance of debt management and expense tracking. Do you know that improper insurance coverage can lead you more quickly to bankruptcy, though, if you don’t have the right protection? READ MORE >>

General commercial insurance covers have limits both in terms of the number of liabilities they cover, and the maximum amount in damages which is covered for each liability cover. By knowing the limits on your commercial liability cover, it is easier to plan your finances and take precautionary actions such as buying an umbrella which increases your limit on various liabilities. READ MORE >>

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