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All About Insurance Blog: business

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Small startup businesses often have limited budgets and big dreams. Whether you have a product that will change the world or a service that you are passionate about, you need business insurance to protect your investment. Today, there are many policies available to help you to protect your small business. READ MORE >>

You just received documents that indicate a customer is filing a lawsuit against your company. Perhaps he or she slipped and fell while visiting your establishment. On the other hand, he or she may be suing you because a product you offered was defective and led to financial loss for them. READ MORE >>

Whether you produce, manufacture or sell a product, you could be held liable if it is defective and causes injury or loss to another person. Liability protection is very important for many businesses, but it is also one of the most complex areas of business insurance. Here are a few common questions regarding liability coverage. READ MORE >>

Workers Compensation Insurance varies in different states because of local regulations. Some requirements here in Texas, for example, will differ from those in New York or California. Companies of sufficient size are usually required to carry this kind of coverage for their employees. READ MORE >>

If you own a tattoo parlor, you may need more than just your general liability insurance to protect your business. Tattoo parlors present unique risks, and therefore require unique insurance coverage. Apprentice Program Insurance In many states, the only way to learn the art of being a tattoo artist is through apprenticeship programs. READ MORE >>

Your employees are critical to the continued success of your business. But with the high pressures of many work environments, it's easy for them to burn out. You can boost their morale by rewarding employees who display good work and strong results. Here are 10 ideas to get you started. READ MORE >>

Business insurance is a necessity today, often mandatory in certain cases such as if your landlord requires you to purchase insurance. But beyond the minimum requirements, it’s a good idea to purchase a comprehensive policy to protect your business in a variety of circumstances. READ MORE >>

Insuring your business is an important step in securing your financial future; not to mention, it's often required by law and/or the landlord of the building that houses your business. The purpose of insurance is to transfer an affordable risk (non-reimbursable premium payments) to cover an unaffordable risk, such as damages and theft. READ MORE >>

General commercial insurance covers have limits both in terms of the number of liabilities they cover, and the maximum amount in damages which is covered for each liability cover. By knowing the limits on your commercial liability cover, it is easier to plan your finances and take precautionary actions such as buying an umbrella which increases your limit on various liabilities. READ MORE >>

The joy and freedom of being self-employed is an experience that every business professional should have at least once in a lifetime. Being self-employed has many unique benefits and offers the chance to be your own boss. However, like many things, self-employment can bring with it certain responsibilities, challenges, and risks. READ MORE >>

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