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General commercial insurance covers have limits both in terms of the number of liabilities they cover, and the maximum amount in damages which is covered for each liability cover. By knowing the limits on your commercial liability cover, it is easier to plan your finances and take precautionary actions such as buying an umbrella which increases your limit on various liabilities. READ MORE >>

Living in the city, it’s sometimes hard to find the perfect home that’s not up five flights of stairs, a place where your kids and pets can place safely in a fenced in yard. But you’ve crossed that hurdle, bought a comfortable and safe ground-level condo with a great outdoor space for summer BBQs and birthday parties. READ MORE >>

As a homeowner, you want to feel a sense of security with your homeowner insurance. Should a disaster strike, you want to be able to replace your home and your belongings to the greatest degree possible, with minimal financial setback. READ MORE >>

Looking for an additional way to make auto insurance cheaper? One way to lower an annual auto insurance premium is to pay all of it, or most of it, up-front.  Many of the large multi-state insurers provide substantial discounts of up to 10% or more for customers who pay their auto insurance bills annually or semi-annually. READ MORE >>

The joy and freedom of being self-employed is an experience that every business professional should have at least once in a lifetime. Being self-employed has many unique benefits and offers the chance to be your own boss. However, like many things, self-employment can bring with it certain responsibilities, challenges, and risks. READ MORE >>

Auto insurance is meant to protect a person’s financial stability if they’re ever in a motor vehicle accident.  Unfortunately, just like any other type of insurance, these claims can be denied.  When this occurs, it can leave a driver on the hook for an excessive amount of money. READ MORE >>

In World War I, a general said, “A battle plan will never survive the first contact with the enemy.” The same goes for disaster plans. When an earthquake or tornado roars through, the best of plans become mere guidelines for survival. However, good planning can control what happens after the disaster. READ MORE >>

Businesses operate on risks. For example, business property may be stolen or damaged, the business may incur terrible losses, or employees or consumers may sue the business. Fortunately, business owners can  easily protect their business from such risks by applying for Dallas Business insurance coverage. READ MORE >>

f you’re in a car accident or have a vehicle damaged during an incident of vandalism or theft and the cost to repair the car exceeds its value then the insurance company will declare your car totaled. The way that you’re paid by an insurer for a totaled vehicle will depend on many things. READ MORE >>

The college years introduce a time of adjustment to a young person's life. If the college student decides to move away from home to live in an apartment or dorm, the change can feel drastic. Depending on the living situation there may be no curfews, the student may have a roommate for the first t... READ MORE >>

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