Tuesday, December 31, 2019Rental properties can be a little confusing when it comes to matters of property, rights, and ownership. With home insurance, the building and everything in it are typically owned by the same person. With rental property, you have at least two proprietors by default: The landlord and the tenant. READ MORE >>
Tuesday, November 19, 2019The value of a dollar is always going to be a dollar. The value of a car, on the other hand, is a little trickier to keep track of. The fact that most buyers negotiate a sale price well below what's written on the sticker is something that complicates matters right away. READ MORE >>
Monday, October 14, 2019Approximately 13% of drivers are uninsured, according to the Insurance Information Institute. That figure varies by state, with Mainers the most likely to have insurance — more than 95% — and Floridians the least likely to have it — less than 73%. READ MORE >>
Sunday, September 22, 2019You might have to buy a renters insurance policy before you can move into a rental home. This means you have to choose the policy limits that are not only required of you, but also are appropriate for your living needs. You also want to keep your policy affordable, and maximize the amount of money you can receive for a potential claim. READ MORE >>
Tuesday, August 6, 2019Auto insurance provides financial protection to you when accidental and unavoidable instances occur. Tire damage may have some coverage, depending on the specific cause of it. It’s clear that a flat tire from a pothole or damage to your car from an accident can be costly. READ MORE >>
Thursday, July 11, 2019Adding a beautiful garden to your home can be a nice asset. Most of the time, if done well, it does not impact the value of your home. It also does not make your home less safe. How can your garden, then, play a role in your home insurance? Most often, it does not, but there are a few things to keep in mind. READ MORE >>
Thursday, June 6, 2019When you prepare to rent a home, your landlord will likely require you to get renters insurance. The reason they often do so is because renters policies offer liability protection. It therefore protects the risks you pose to others by living in the home. READ MORE >>
Wednesday, May 15, 2019Auto insurance companies use data from previous claims to make decisions about insurance premiums. Sometimes, they base these decisions on what type of vehicle is most likely to be in an accident. While brands themselves are not necessarily a factor, the type of car can play a role in what you pay. READ MORE >>
Thursday, April 11, 2019The soil around the foundation of your home is critical to maintain. Most people do not think much about it, though. The foundation is like any other surface. The more water runs across it, the more potential damage there is to the structure. Proper soil erosion prevention can help protect your foundation. READ MORE >>
Tuesday, March 19, 2019You don’t own the rental property in which you live. You also probably don’t know all your neighbors. Still, you pose liability risks for both others and their properties. That’s even more true if you own a pet. Because of pet risks, you need to ensure that you have appropriate renters insurance in place. READ MORE >>
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