Friday, August 28, 2020 In most cases, drivers are only required to carry a minimum amount of liability insurance as determined by their state. These requirements vary depending on where you are, but generally include certain limits of bodily injury and property damage liability. Full coverage car insurance is rarely required, but it can happen. READ MORE >>
Friday, July 17, 2020After you first buy a home, the process of getting together all of your paperwork and funds is exhausting even without the need to consider home insurance. It's why many people end up choosing a policy that's based on little more than convenience and cost. They only learn more about their plan when they're forced to file a claim. READ MORE >>
Wednesday, July 8, 2020Paying off your home is no easy feat and a huge accomplishment. It takes a huge financial burden off of your shoulders and makes some homeowners think that they no longer need insurance. Unfortunately, this isn’t the case. Home insurance is still important even once your home is paid off. READ MORE >>
Thursday, March 26, 2020There are many misconceptions about renters insurance. First, it’s important to understand that a renters insurance policy is designed to protect the tenant, not the landlord. Landlords have their own insurance to cover the physical apartment complex or home from damages, as well as liability. READ MORE >>
Wednesday, February 26, 2020A common misconception surrounding auto insurance: If you have the legal minimum, you're covered. This couldn't be further from the truth. If you have the legal minimum, whoever you might run into is covered, but you are not. The only type of car insurance that you are required to carry is liability. READ MORE >>
Thursday, January 23, 2020If you have work you need done around your house, and a neighbor's kid needs money, it might sound like a perfect match. After all, kids have done yard work and other odd jobs for their neighbors for centuries. Still, you need to consider about today's litigious society before offering the youngster a job. READ MORE >>
Tuesday, December 31, 2019Rental properties can be a little confusing when it comes to matters of property, rights, and ownership. With home insurance, the building and everything in it are typically owned by the same person. With rental property, you have at least two proprietors by default: The landlord and the tenant. READ MORE >>
Tuesday, November 19, 2019The value of a dollar is always going to be a dollar. The value of a car, on the other hand, is a little trickier to keep track of. The fact that most buyers negotiate a sale price well below what's written on the sticker is something that complicates matters right away. READ MORE >>
Monday, October 14, 2019Approximately 13% of drivers are uninsured, according to the Insurance Information Institute. That figure varies by state, with Mainers the most likely to have insurance — more than 95% — and Floridians the least likely to have it — less than 73%. READ MORE >>
Sunday, September 22, 2019You might have to buy a renters insurance policy before you can move into a rental home. This means you have to choose the policy limits that are not only required of you, but also are appropriate for your living needs. You also want to keep your policy affordable, and maximize the amount of money you can receive for a potential claim. READ MORE >>
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