Preheader
  • Home
  • Get A Quote
  • Make A Payment
  • Resources
    • About Us
    • File a Claim
    • Important Links
    • Insurance Glossary
    • Our Locations
    • Our Reviews
    • Privacy Policy
    • Refer a Friend
    • Secure File Area
  • FAQ
  • Blog
  • Contact Us
    • Contact Us
    • Cookie Friday
    • Employee Directory
    • Join our Newsletter
Postheader
 
Business Quote Homeowners Quote Automobile Quote Life & Health Quote
Home > Blog > Which Homes Require Flood Insurance?
WEDNESDAY, NOVEMBER 16, 2016

Which Homes Require Flood Insurance?

Flooded HomeFlooding can cause thousands of dollars in home repairs and losses to personal property. So it's no surprise that when faced with flood damage, many people wonder how much of those costs their homeowners insurance policy will cover.

That answer very well could be zero, as many homeowners insurance policies do not cover floods at all. What should you do if your policy is in this category

Never fear. Most insurance companies offer flood insurance that you can buy separately. Others offer you to add flood insurance as an extra rider to your regular homeowners policy.

Consider adding flood insurance if your home meets some of these criteria:
  • Your home sits near a body of water. Even small amounts of precipitation can cause rivers and lakes to overrun their banks. Overflows can flood nearby areas.
  • Your home is in a very dry area. Flooding can happen when dry areas receive a lot of rain in a short time. The earth cannot absorb the water fast enough. Flooding then occurs.
  • Your home sits on a flat area. Water can pool quickly and flood in flat areas, as it has no way to run off to a lower elevation.
  • Your local area receives lots of snow. Flooding can occur when snow and ice melt. When frozen precipitation thaws and runs off, it can affect areas that are usually not a risk for rising water.
  • Your home sits near areas with bad drainage. Most areas have laws that require water drainage systems in residential places. However, drainage systems may be old. These systems might not be able to cope with the sudden impact of extreme precipitation. Flood chances increase if your drainage system can't keep up with precipitation.
You should always consider the risks of floods when moving into a home. Some areas at high risk for floods require residents to have flood insurance. When buying insurance for a home, inquiring about flood insurance may be a good idea.

If you have questions about adding flood insurance to your homeowners policy, or would like an estimate, we can help. Call All About Insurance at (817) 589-0006 for a free Fort Worth flood insurance quote.
Posted 12:00 PM

Tags: flood insurance, home insurance, coverage, policies, options, insurance, all about insruance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010

  • insurance(76)
  • dallas(47)
  • texas(40)
  • home insurance(26)
  • coverage(26)
  • auto insurance(24)
  • all about insurance(22)
  • renters insurance(21)
  • fort worth(18)
  • business(14)
  • tx(13)
  • commercial(13)
  • tips(11)
  • liability(10)
  • protection(8)
  • business insurance(8)
  • auto(8)
  • dallas tx insurance(7)
  • owner(7)
  • home(7)
  • policy(6)
  • commercial insurance(6)
  • homeowners insurance(6)
  • life insurance(6)
  • safety(6)
  • car insurance(6)
  • dallas business insurance(6)
  • mansfield(4)
  • car(4)
  • flood insurance(4)
  • house(4)
  • motorcycle insurance(4)
  • homeowners(4)
  • property(4)
  • dallas insurance(4)
  • savings(3)
  • rv insurance(3)
  • risk(3)
  • options(3)
  • damage(3)
  • claim(3)
  • health insurance(3)
  • rates(3)
  • boat insurance(3)
  • premiums(3)
  • accident(3)
  • windstorm insurance(2)
  • comprehensive coverage(2)
  • business owners(2)
  • life(2)

View Mobile Version
Quick Links Our Latest Blog Featured Service
Make a Payment
Employee Directory
Our Reviews
Mechanical Inspection
Featured Service
Need help assessing your vehicle's repairs? Let us evaluate it for you.
read more... learn more...
Home|Locations|Get a Quote|Employees|Make a Payment|File a Claim|Testimonials|About|Contact
dotted divider
Mid-Cities Location
7716 Glenview Dr.
Richland Hills, TX 76180
Phone: (817) 589-0006
Fort Worth Location
5840 Jacksboro Hwy
Fort Worth, TX 76114
Phone: (817) 626-3339
Mansfield/Arlington Location
1209 N Highway 157
Mansfield, TX 76063
Phone: (817) 453-5524
Serving the Dallas-Fort Worth area in Texas.
© Copyright 2017. All rights reserved. Powered by Insurance Website Builder
Social Networking Social Networking Review us on Google Blog RSS Feed Follow on Twitter Connect on LinkedIn Like us on Facebook