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All About Insurance Blog: premium

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Auto insurance companies use data from previous claims to make decisions about insurance premiums. Sometimes, they base these decisions on what type of vehicle is most likely to be in an accident. While brands themselves are not necessarily a factor, the type of car can play a role in what you pay. READ MORE >>

Renting is a great way to find a nice place to live without all the responsibilities of homeownership. But even with less to worry about, it's still up to you to protect your belongings and provide a safe environment for guests and neighbors. One great way to do this is by purchasing renters insurance. READ MORE >>

There are many reasons why you might put off getting life insurance. Perhaps your employer will provide you with coverage at a later time in your work life with them. Perhaps you just don't feel there is a risk and you don't want to be burdened with the extra expenses of a policy. READ MORE >>

Understanding insurance policies can be complex, so many people turn to family and friends to get advice on their boat insurance before they seek out a professional insurance agent. While they almost always mean well, these people don't always pass on correct information, which can lead to confusion and many myths being spread. READ MORE >>

Buying insurance from a company doesn’t have to be like entering into marriage. Not all insurance carriers are worthy of a, “Till death do us part,” commitment. Certain factors could indicate that it's time to cut one insurance company loose in favor of another. These include: READ MORE >>

State law requires you to have auto liability insurance, and if you still owe money on your car, your lender requires that you also carry collision and comprehensive coverage. Auto insurance pays for damages, injuries, and other losses specifically covered by your policy. Read your policy carefully to know exactly what it covers. READ MORE >>

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