Friday, August 13, 2021Car insurance rates depend on many factors. In most cases, insurance companies consider how likely it is that they will have to pay out a claim to you. Various reasons exist for this, such as the value and type of car you have. If you damage another person’s property, and the insurer pays for it, your rates could go up, as well. READ MORE >>
Wednesday, May 19, 2021Buzzed driving occurs when a person drives after consuming alcohol but isn’t necessarily intoxicated. An individual consumes some alcohol, which could cause some level of impairment. Some drivers are still at a high risk of causing an accident in these situations. When should you stop drinking if you plan to drive? READ MORE >>
Monday, November 30, 2020 Reasons Your Car Insurance Premium Might Increase When insuring your car, you want to buy the policy that provides you both the most value and the most affordability for your needs. However, the premium quote that your agent gives you initially might not remain the same over the years. READ MORE >>
Friday, August 28, 2020 In most cases, drivers are only required to carry a minimum amount of liability insurance as determined by their state. These requirements vary depending on where you are, but generally include certain limits of bodily injury and property damage liability. Full coverage car insurance is rarely required, but it can happen. READ MORE >>
Wednesday, February 26, 2020A common misconception surrounding auto insurance: If you have the legal minimum, you're covered. This couldn't be further from the truth. If you have the legal minimum, whoever you might run into is covered, but you are not. The only type of car insurance that you are required to carry is liability. READ MORE >>
Tuesday, November 19, 2019The value of a dollar is always going to be a dollar. The value of a car, on the other hand, is a little trickier to keep track of. The fact that most buyers negotiate a sale price well below what's written on the sticker is something that complicates matters right away. READ MORE >>
Wednesday, May 15, 2019Auto insurance companies use data from previous claims to make decisions about insurance premiums. Sometimes, they base these decisions on what type of vehicle is most likely to be in an accident. While brands themselves are not necessarily a factor, the type of car can play a role in what you pay. READ MORE >>
Thursday, February 7, 2019Auto insurance costs can skyrocket in some situations, including in which a person receives a DUI. Driving under the influence is highly dangerous and life-threatening. While the car insurance aspect is important, it is also important to consider just how worrisome DUI can be. Take a closer look at some key statistics. READ MORE >>
Monday, November 12, 2018In most states, auto insurance is a requirement to operate a motor vehicle. Not having it puts you at risk of receiving a ticket or license suspension. However, there are other consequences to not having car insurance that could cost you even more. If you failed to purchase auto insurance, take into consideration what could happen. READ MORE >>
Thursday, August 9, 2018You left a coffee cup on the top of your vehicle. Or, you may feel the need to wedge something too large into the trunk. As you drive, the item falls out. It strikes another driver. There is damage. What happens to you? Auto insurance may help cover some of these costs. READ MORE >>
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