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Friday, August 28, 2020

When is Full Coverage Car Insurance Required?

In most cases, drivers are only required to carry a minimum amount of liability insurance as determined by their state. These requirements vary depending on where you are, but generally include certain limits of bodily injury and property damage liability. READ MORE >>
Wednesday, February 26, 2020

What Happens When You Buy The Legal Minimum Of Auto Insurance?

A common misconception surrounding auto insurance: If you have the legal minimum, you're covered. This couldn't be further from the truth. If you have the legal minimum, whoever you might run into is covered, but you are not. READ MORE >>
Tuesday, November 19, 2019

How Does An Insurer Determine A Car's Value?

The value of a dollar is always going to be a dollar. The value of a car, on the other hand, is a little trickier to keep track of. The fact that most buyers negotiate a sale price well below what'... READ MORE >>
Wednesday, May 15, 2019

Do Some Brands of Vehicles Cost More to Insure?

Auto insurance companies use data from previous claims to make decisions about insurance premiums. Sometimes, they base these decisions on what type of vehicle is most likely to be in an accident. READ MORE >>
Thursday, February 7, 2019

Why Driving Under the Influence Raises Rate

Auto insurance costs can skyrocket in some situations, including in which a person receives a DUI. Driving under the influence is highly dangerous and life-threatening. READ MORE >>
Monday, November 12, 2018

What Happens If I Don’t Purchase Car Insurance and I Cause an Accident?

In most states, auto insurance is a requirement to operate a motor vehicle. Not having it puts you at risk of receiving a ticket or license suspension. However, there are other consequences to not having car insurance that could cost you even more. READ MORE >>
Thursday, August 9, 2018

Does Auto Insurance Cover Items Falling Out of Your Car?

You left a coffee cup on the top of your vehicle. Or, you may feel the need to wedge something too large into the trunk. As you drive, the item falls out. It strikes another driver. There is damage. READ MORE >>
Thursday, May 10, 2018

Need to Protect Your Car this Summer? Here’s What to Do

Now that it is May, we’re just around the corner from summer vacation. This is a time of year when a lot of people hit the road and head out of town. READ MORE >>
Friday, February 9, 2018

Does Auto Insurance Cover the Car or the Driver?

It is a very common question. Does your auto insurance policy cover you, the driver, or the car? Does your insurance plan follow you or does it follow the car?  The answer is a bit more complex. READ MORE >>
Friday, November 10, 2017

Older Drivers and Safety: Know the Risks

Older drivers have a higher chance of being in an accident. The Insurance Institute for Highway Safety says that this age group has the second-highest number of fatal crashes based on miles driven, after young drivers. READ MORE >>
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