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Dallas Business InsuranceDue to the continuously shaky economy feel compelled to freeze wages, reduce hours and reduce retirement fund contributions. If a key employee leaves your business and needs replaced, you may find it difficult to do so with the above circumstances holding you back. However, you may find that by offering insurance benefits to your employees, you can gain the competitive edge you need for retaining or replacing employees.

Group Health Insurance

Individual health insurance can be a difficult product for some people to afford, so offering group health insurance to your employees can be a huge bonus in terms of benefits. Paying for part of the employee’s premiums sweetens the deal even more.

Life Insurance

An estimated 30 percent of households are currently without life insurance, and 50 percent believe they need more than they have. Many people barely have a handle on their monthly bills and cannot correct their life insurance situation by getting the coverage their family needs. When you offer group term life as a benefit, you are not only helping your employees supplement their current policy, but you make it possible for them to solve the common problem of being under-insured.

Disability Insurance

Few families have the savings needed in order to survive after a disabling accident without disability insurance. Offering this benefit sends a message to your employees that you care about more than just covering your own liabilities; you care about them.

Insurance benefits signal to employees that you place a value on them that goes beyond money. It can also provide an affordable way for you to make your employees feel protected and secure. In an economy that rarely exhibits the same set of feelings, this is an extremely important step.

To find out how insurance benefits for your employees can fit into your business budget, call your Dallas Business Insurance specialist at All About Insurance today.
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