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Motorcycle RiderIf you own a motorcycle, then you already know your bike must be paired with motorcycle insurance by law. But although coverage is required, you don't have to buy it begrudgingly. In fact, you should take comfort in knowing that a good policy protects your investment and yourself. Since not everyone knows what motorcycle insurance really entails, we've gathered four things for you to learn right now.
  1. Choose Your Motorcycle: There are dozens of types of motorcycles to choose from. From standard motorcycle to custom-built bikes — and everything in between — a good insurance agency will be able to write you a policy to cover your particular vehicle. This includes antique and classic bikes as well. Some agencies even offer coverage for ATVs, scooters, golf carts, snowmobiles and more.
  2. Cover Your Gear: In order to ride safely, you need a helmet, eye protection and various other pieces of equipment. This gear can be costly, and even though your life is worth the price, no one wants to see their safety equipment get smashed to bits in an accident. Luckily, you can buy a motorcycle insurance policy that includes coverage for your riding gear so it can be replaced if damaged.
  3. Go On A Road Trip: Standard motorcycle insurance policies are similar to car insurance in that they cover property, liability and medical payments. However, you can add coverage options to make your policy more suitable to your needs. For instance, if you plan to take your bike on a longer trip, you can get towing coverage or trip interruption coverage to protect you and your finances along the route.
  4. Get A Discount: Just because you need motorcycle insurance doesn't mean you have to spend a fortune on it. In fact, there are plenty of ways to earn coverage discounts. For instance, bundle your motorcycle insurance with your home and/or auto insurance for a multi-policy discount. Depending on your insurer, you may also earn discounts for safe driving, insuring multiple bikes, taking a safety course and more.
Want to learn what motorcycle insurance can do for you? Call your independent insurance agent today for customized information and policy quotes.

We've got you covered. Call All About Insurance at (817) 589-0006 for more information on Dallas motorcycle insurance.
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